Mandy May I am a fanatical writer and blogger who loves being part of the worldwide online community. I write extensively about personal finance, entrepreneurship and related topics.

Swagbucks Honest Review: Is it Legit and How Much Can You Make?

10 min read

Swagbucks has put over $300 million dollars in the pockets of its members. It has proven its worth as a great way to earn extra money online. If you are looking for a side hustle or a work-from-home opportunity, Swagbucks may be for you. Swagbucks is a consumer rewards program that pays you to take actions, from watching videos to completing surveys. Millions of people have made money with Swagbucks, and the program is highly rated. Read on to find out more.

Can you really make money online with Swagbucks? Find out whether it’s a scam or a legitimate work-from-home opportunity that pays.

Making Money with Swagbucks

Want to know if you can make actual money with Swagbucks? Here’s proof that you definitely can!

​​“I've purchased everything for special vacations with my Swagbucks' earnings. What I earn between now and then will just be extra spending money to make our son’s vacation even more special. For people that don't think they can use Swagbucks to take their children to Walt Disney World, think again! You absolutely can. I am proof!"


Hope Mills, NC

So now you know that Swagbucks really does work, let’s see how you can make lots of money, too...

Since launching in 2008, Swagbucks has put over $300 million dollars in the pockets of its members. It has proven its worth as a  great way to earn extra money online. If you are looking for a side hustle to top up your income, or a work-from-home opportunity, Swagbucks may be for you.

Swagbucks is a consumer rewards program that pays you to take a wide range of actions, from watching videos to completing surveys. Millions of people have successfully made money with Swagbucks, and the program is highly rated.

Here’s how you can make $100 fast using the Swagbucks platform:

Swagbucks claims to be ‘the Largest Free Online Rewards Program’, and there is no reason to doubt that claim. The company has grown at a prodigious rate, which suggests that its users are very happy with the service they get.

As times goes on, the Swagbucks platform gets bigger, better and more profitable for users. This company is an innovator in its field, and making money with Swagbucks is not only relatively easy, it’s a lot of fun, too.

The tasks are all easy to complete, and typically only take a few minutes of your time. Once you get bored of one activity, you can simply switch to another one and make money that way. In addition to completing simple tasks, there are many other ways in which you can bump up your income (details below).

Is it a Scam or Legit?

We can say with a strong degree of confidence that Swagbucks is legitimate. After all, 40 million members can’t be wrong, can they?

Swagbucks is one of the top 600 websites in the United States in terms of the number of visitors it receives each month. It is part of the Prodege family of rewards programs. Prodege has a four-star rating with the Better Business Bureau, based on over 250 reviews:

​So you can sign up with confidence, knowing that you are working with a safe company that will take care of your interests. And you can also be sure of withdrawing your money easily.

So how much can you make on Swagbucks? That’s a complicated question, and depends on your personal circumstances and the activities you undertake. So you need to read the rest of this post to see how it all works, and how you generate cash.

But generally speaking, although you may not get rich with Swagbucks, you can certainly earn a nice bonus income. It’s perfect for a side hustle, where you can spend an hour or two in the evenings or weekends topping up with some nice extra cash, gifts and other rewards.

But the money is real - there’s no doubt about that:

​​​"It adds up quickly and easily each month, and doesn't take much of my time. I often use my Swagbucks for Amazon gift cards, and just let the credits sit in my Prime account until the holidays, when I do my Christmas shopping for family."

Anya N. 

Antioch, CA

​Getting Started

Signing up with Swagbucks is easy, and it doesn’t cost a cent. Just go to Swagbucks.com and click the sign up button. Membership is open to anyone who lives in one of these countries:

  • US 
  • UK
  • Australia
  • Ireland 
  • Canada
  • Germany
  • France
  •  India

Once you have signed up, you will just need to confirm your email address, and then you are good to go. You are ready to start doing simple tasks and making money.

For each activity you perform, you are rewarded with Swagbucks - SBs for short. In most cases, one Swagbuck is equal to US$0.01 - that’s right, one cent. But in some cases, they can equal up to 10 cents, which makes everything much more favorable to you.

Clearly, you need to rack up a large number of Swagbucks to make a decent income. Fortunately, the system is designed to give you plenty to do, so that making good money really is possible.

For example, you get 4 Swagbucks just for signing up, and you can rack up a lot more points right away by doing some easy initial tasks:

Now you are all signed up and have a bunch of Swagbucks to get you started, let’s see how you can pump up the volume and make some serious dosh.

Download the App

To help you make money faster, it’s a good idea to download the Swagbucks app onto your phone, tablet or other mobile device. That makes it easy to log in and start earning SBs.

So if you find yourself hanging around in a dentist’s waiting room, bus stop or airport lounge, you can use the free time to rack up some more SBs. It’s a great way to turn wasted time into a money-making opportunity.

How to Make Money with Swagbucks

So how exactly do you go about making money? Swagbucks works by rewarding its users with Swagbucks (SBs) for completing any of a wide range of tasks and activities, including:

  • Answering simple surveys 
  • Taking part in polls
  • Shopping at your favorite retailers online
  • Watching fun videos 
  • Checking out special offers and deals from big brands
  • Searching the web
  • Playing online games
  •  Referring your friends
  • Doing activities while using the mobile app
  • ​Enjoying cashback deals

While you may not earn that much from doing just one activity, when you start to combine all of these options together, you start racking up thousands of Swagbucks. And that’s when using this site becomes worthwhile.

People find all kinds of helpful ways to user their SBs:

​​​​"I've been cashing out for gift cards to stock up on household and baby supplies. I'm due Oct 5th and when the baby arrives, I plan on putting my earnings into a bank account for her."

​Stacey B.  

​Schuylkill Haven,PA

​Let’s take a closer look at the money-making options. We’ll start with the quick ways to earn points immediately after signing up:

1. Add the Swag Button

The Swag Button is a browser extension that you can use in all sorts of ways to get involved in generating extra money. You get 50 SBs just for installing it, which takes about 30 seconds.

When you are visiting the websites of Swagbucks partners, you may then see special offers pop up on your screen:

​That makes is simple to earn while you shop and rack up more SBs. You also get notified when cash-backs are available, and you get access to all kinds of deals and coupons.

You can also use the Swag Button to easily watch videos and play games on the Swagbucks site, and get more credits.

2. Default Your Search Engine

We all love Google...but Google doesn’t pay you when you search. Swagbucks does! All you have to do is change your default search engine to the special Swagbucks search engine.

This shows results from Yahoo! - with offers from Swagbucks added to the results. You get 20 SB just for making the switch, plus you get more points for spending time using the search engine.

3. Refer a Friend

The third way to make easy money on signup is to refer your friends to Swagbucks, too. This not only helps your friends make money, but you benefit from all their efforts.

You get an SB bonus equal to 10% of the SBs your friends earn. So if you sign up just 10 friends, you can effectively double your income.

4. Answers

Once you have done the above three tasks, you are ready to get into the core of the money-making system - and that is the Swagbucks Answers section.

Swagbucks Answers is all about taking part in surveys. There are always lots of surveys available, and participating in these regularly is the best way to make a good income with this system.

​The amount of SBs you can earn per survey varies according to the length, and how valuable the information is. You are free to attempt any survey, but you won’t always be able to complete them.

This is because some of the companies who create the surveys have specific demographic requirements. If you fit into a more valuable demographic, then you are in the money. But sometimes, you will find that you are ejected from the survey as soon as you enter your demographic details.

Hal Lublin, Director of Referral Marketing at Swagbucks says:

“In terms of surveys, while your pre-qualifications give you surveys that you have a high likelihood of completing, there’s no guarantee, and a company may be looking for a specific subset of your demographic that doesn’t fit you,”

That’s just part of the way the system works - some you win, some you lose. Swagbucks will give you some SBs just for attempting a survey (up to five times a day), so you do get some benefit from the time spent.

One big mistake that people often make is lying about their demographic details in order to get accepted for more surveys. For example, the requirement is often for people with children, so survey takers invent imaginary kids to ensure that they qualify.

Of course, if Swagbucks catches you cheating like this, your account will be closed down and you will forfeit all the SBs you have collected. So don’t be tempted...just play things straight.

For the same reason, you should not try to complete the same survey more than once, or to short-cut your way through the survey. Swagbucks has seen it all before, and they will close you down when they catch you (which they will).

You can also take part in daily polls, which are easy to do and can earn you some extra SBs.

5. Online Shopping

With Swagbucks, you get paid to shop! Just ensure that you have the Swagbucks button installed, and then go shopping at the biggest retail brands, such as:

  • Amazon 
  • Target
  • eBay

...and many others. You get rewarded with cashbacks, special deals and exclusive coupons - plus, you get SBs, too. In most cases, you get up to 50 SBs for each dollar you spend.

So whenever you plan to go online shopping, remember to log into Swagbucks first, and then visit other stores. That way, you will pick up maximum SBs and benefits along the way.

Another bonus is that you can pick up SBs just for trying out certain brands. You can get:

  • 50SB for signing up with Huggies 
  • 20,500 SB for trying Lyft
  • 2500 SB for joining Uber Eats (plus $5)
  • 15,500 for trying Nutrisystem Lean 13 

​6. Watching Videos

Let’s be honest - it doesn’t get much easier than watching videos for a living. But you can do exactly that with Swagbucks Watch!

This channel is like YouTube for Swagbucks members. You will earn up to 4SB for watching a set of 4-8 short videos. Some people just start a few videos and let them play in the background while doing other things.

Often the videos feature trial offers, and you can get paid a lot more if you take part in these. You may be required to enter your credit card details to get the trial, but you can always cancel without paying anything (and still keep the SBs!)

7. Playing Games

Yes, Swagbucks pays you to play games, too! You can notch up some extra SBs by trying your hand at games such as:

  • Wheel of Fortune 
  • Bejeweled Blitz
  • Scrabble Cubes

You won’t make a whole lot doing this, but you can make up to 10 SB per game. So if you love to play online games, you might as well play them on the Swagbucks platform and get some credits for doing so.

8. Hourly Winner

Once an hour, every hour, a random username and avatar is displayed in the ‘Hourly Random Winner’ section. If your name pops up, just click the link to claim your prize.

Of course, the more time you spend on the site, the more likely you are to see your name come up. But be sure to grab it quick, or the prize is gone forever!

9. Daily Goal

Check out the meter on the home page, and you will see a daily goal for the number of SBs to earn. That’s there to encourage you to get busy!

If you hit your daily goal, you get a 10% bonus added to your earnings for the day. It all helps!

10. App-based Extras

Swagbucks is always coming up with new ideas for how you can earn SBs to swell your total. So keep your eyes open for new options and possibilities.

Be sure to download the Swagbucks app to your phone, tablet and any other mobile devices. A lot of the new money-making methods are designed with the mobile app in mind.

So whether you are an Apple or Android user, you can find lots of great ways to make additional money.

How Much Can You Earn with Swagbucks?

Of course, the amount of money you can make with this platform depends very much on the time you spend doing tasks and activities, as well as the options you select. So it’s impossible to put a precise number on what you can earn.

However, we can say that if you a savvy Swagbucks user, you can make some good money. You would probably struggle to make a full-time living at this, but it certainly makes a great side hustle.

Perhaps the best way to use Swagbucks is to see it as a way of saving up so that you can spend online later. For example, a great strategy is to use Swagbucks all year, save up your SBs and then transfer them to Amazon gift cards.

You could end up with thousands of dollar in gift card credits by the time the holiday season rolls around. Then when Amazon starts its Black Friday discounts in mid-November, you can go shopping crazy and buy all your Christmas gifts and seasonal requirements at a bargain price.

That’s the holidays all done and paid for, without you having to spend a cent of your regular income!

Swagbucks cash can also come in handy when you have an unexpected bill or expenditure, as this Swagbucks user has discovered:

​​​​​"Thank you Swagbucks, for being there for me in the ‘Oh-No’ moments and getting me off of the ‘Pay-Day’ train!"

​Jamie H.  

​Chattanooga, TN

You can maximize your income by focusing on high-paying activities such as:

  • Completing surveys 
  • Signing for trial offers
  • Referring friends

So if you are looking for some extra money to help you get by, then Swagbucks is a serious option to consider. It’s a lot more fun than flipping burgers, that’s for sure!

Getting Paid by Swagbucks

Some online money-making schemes are criticized because they make it hard for you to withdraw your money. Fortunately, this is not the case with Swagbucks. As a large, corporate company, Swagbucks has too much to lose to mess around with users like that.

To prove the point, here’s one happy Swagbucks user who has racked up $787 of profit, and is now cashing in with a boatload of money to spend on Amazon:

​The Benefits of Joining Swagbucks

As you have no doubt realized by now, there are tons of reasons for joining Swagbucks. Sign up today and you will enjoy:

  • The chance to work from home (or anywhere) 
  • A genuine chance to make money online
  • Discounts on your regular shopping
  • A fun way to earn extra money 
  • Getting paid to do simple tasks
  • Being part of a huge community

These are all very good reasons for getting started and trying it for yourself. After all, it’s free to join, so there is no reason not to give it a try.

Issues to be Aware of

Before you get started though, be sure that you are aware of the potential downsides that other Swagbucks users have discovered:

  • You have to do be very active to earn a lot 
  • You may be rejected for many surveys
  • Your demographic profile may restrict your options

We recommend that you think of Swagbucks as a fun way of earning extra money in the evenings and at weekends. That way, you can make some useful extra cash, without relying on Swagbucks to pay your mortgage.

For sure, Swagbucks works great as a way of saving up to your holiday shopping, as this lady points out:

​​​​​"Thank you Swagbucks for helping us to help each other to have happy celebrations on special days."

​Lisette D.  

​Nairn, Scotland

​Making it Happen

So now you know the pros and cons, and have a good insight into all the possibilities. All that remains to sign up and give it a go.

Maybe you will love Swagbucks and become one of the fans who racks up gazillions of SBs and cashes in with lots of swag. Or perhaps you will find that it’s not for you and move on to something else.

Swagbucks has put over $300 million dollars in the pockets of its members. It has proven its worth as a great way to earn extra money online. If you are looking for a side hustle or a work-from-home opportunity, Swagbucks may be for you. Swagbucks is a consumer rewards program that pays you to take actions, from watching videos to completing surveys. Millions of people have made money with Swagbucks, and the program is highly rated. Read on to find out more.

But it will cost you nothing to find out. So sign up today and give Swagbucks a try...perhaps you will love it!

Swagbucks Review
  • Usefulness - 85
  • Ease of Use - 92
  • Features & Benefits - 90
  • Value - 80
  • Awesomeness - 75


Overall, Swagbucks is a great site if you want to make a little extra money doing simple, fun tasks. You won't get rich doing this, but it's a good way to get paid for doing a wide range of easy activities. Millions of people love it, so they must be doing something right.

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Mandy May I am a fanatical writer and blogger who loves being part of the worldwide online community. I write extensively about personal finance, entrepreneurship and related topics.